Concurrent Audit Services for Banks

Comprehensive concurrent audit solutions for banks providing real-time monitoring, fraud prevention, and regulatory compliance. Our experienced banking auditors ensure adherence to RBI guidelines and strengthen internal controls.

What is Concurrent Audit in Banking?

Concurrent audit is a real-time, continuous examination of banking transactions and operations conducted simultaneously with the occurrence of transactions. Its designed to provide timely assurance on the effectiveness of internal controls and compliance with RBI guidelines.

Key Objectives

  • Early detection of frauds and irregularities
  • Ensure compliance with RBI guidelines
  • Strengthen internal control systems
  • Provide real-time management assurance

Who Needs Concurrent Audit?

  • Public & Private Sector Banks
  • Regional Rural Banks (RRBs)
  • Cooperative Banks
  • Foreign Banks in India

Why Professional Concurrent Audit?

Expert concurrent audit provides real-time assurance, prevents frauds, and ensures regulatory compliance in banking operations

Real-time Monitoring

Continuous monitoring of banking transactions and operations

Risk Mitigation

Early detection and prevention of frauds and irregularities

Compliance Assurance

Ensure adherence to RBI guidelines and banking regulations

Process Improvement

Identify gaps and recommend improvements in banking operations

Benefits of Professional Concurrent Audit

Strengthen banking operations and ensure regulatory compliance with expert concurrent audit

1

Fraud Prevention

Early detection of fraudulent activities and misappropriation

2

Regulatory Compliance

Ensure adherence to RBI guidelines and circulars

3

Risk Management

Identify and mitigate operational and credit risks

4

Process Efficiency

Improve banking operations and internal controls

5

Financial Accuracy

Ensure accuracy of financial records and reporting

6

Management Assurance

Provide real-time assurance to bank management

As your concurrent auditor, I provide real-time monitoring of banking operations, early detection of irregularities, and assurance on compliance with RBI guidelines. My focus is on preventing frauds before they occur and strengthening internal controls.

Concurrent Audit Coverage Areas

Cash & Vault Operations
Credit & Loan Portfolio
Deposit Accounts Management
Foreign Exchange Operations
Treasury & Investments
KYC & AML Compliance
Digital Banking Operations
Internal Controls & Systems

Auditors Note: Concurrent audit is conducted on a daily/weekly/monthly basis depending on the volume and risk profile of transactions. It includes both sample checking and 100% verification of high-risk transactions as per RBI guidelines.

Book Free Audit Consultation

Get expert guidance on concurrent audit requirements for banks

Concurrent Audit Services

Comprehensive banking audit solutions

Transaction Audit

Real-time verification of banking transactions and entries

Credit Appraisal Review

Assessment of loan proposals and credit decisions

Treasury Operations Audit

Review of investment and treasury management

KYC & AML Compliance

Verification of customer due diligence processes

RBI Guidelines Compliance

Key regulatory frameworks we audit against

RBI Concurrent Audit Guidelines
KYC/AML/CFT Regulations
Credit Monitoring Arrangements
Fraud Risk Management
Digital Banking Security
Customer Service Standards
Reporting Requirements
Internal Control Systems

Audit Methodology

Our systematic approach to concurrent audit

1

Risk Assessment

Identify high-risk areas and transactions

2

Transaction Verification

Real-time checking of banking transactions

3

Compliance Testing

Verification against RBI guidelines

4

Reporting & Follow-up

Timely reporting and corrective action tracking